I’m coming up on the end of my first lease with my 2022 Carnival EX in March. All through this past year, my dealership kept calling, asking if I’d consider ending my lease early, and even offered to waive penalties. I’m leaning toward buying it out because it’s got good equity, and when I finally told the dealership, they immediately wanted me to set up an appointment to start the buyout process.
This is where I’m looking for some guidance. A friend suggested I avoid the dealership entirely and work with Kia Finance directly to convert the lease to a loan, but the dealership insists that going through them will make things smoother since they have the title on hand.
Are they just trying to push me into something else, like a new lease or different financing options? anyone here handled a lease buyout directly with Kia Finance instead of through the dealer?
This is where I’m looking for some guidance. A friend suggested I avoid the dealership entirely and work with Kia Finance directly to convert the lease to a loan, but the dealership insists that going through them will make things smoother since they have the title on hand.
Are they just trying to push me into something else, like a new lease or different financing options? anyone here handled a lease buyout directly with Kia Finance instead of through the dealer?